Releasing equity is a big decision that needs careful consideration. Our advisors have helped over 50,000 homeowners make the right choices for them and their families.
Speak to us for free today to find out if Equity Release is right for you.
We'll get in touch to talk about your reasons for considering equity release to ensure its the right path for you.
We'll meet at your home to discuss your options and answer any questions you or your family may have.
If you choose to go ahead we can typically release your funds within six to eight weeks.
With Equity release you can unlock cash from the value of your home, without the need to move.
You could use this money for anything - holidays, home improvements, helping out the kids or simply to pay off an existing mortgage.
The most common type of Equity Release product is called a Lifetime Mortgage.
You stay in your home and you still own it. You borrow some money against your home's value which isn't repayable until you pass away or the house is sold.
Speak to us today to find out if a Lifetime Mortgage is right for you.
Equity release unlocks the value built up in your home as a tax free. There's no need to move out and you'll still own your home.
With equity release you don't have to make monthly payments, unless usually repaid when the last borrower moves into long term care or dies.
Equity release unlocks the value built up in your home as a tax free. There's no need to move out and you'll still own your home.
With equity release you don't have to make monthly payments, unless usually repaid when the last borrower moves into long term care or dies.
With Equity release you can unlock cash from the value of your home, without the need to move.
You could use this money for anything - holidays, home improvements, helping out the kids or simply to pay off an existing mortgage.
The most common type of Equity Release product is called a Lifetime Mortgage.
You stay in your home and you still own it. You borrow some money against your home's value which isn't repayable until you pass away or the house is sold.
Speak to us today to find out if a Lifetime Mortgage is right for you.
With a Lifetime Mortgage you'll remain the owner of your home. The deeds remain in your name and you also have the right to remain in your property for as long as you live.
No. Our plans allow you to remain in your property until you and your partner pass away or move into long-term care. There is no obligation to make monthly payments, you won’t be at risk of losing your home as a result of missed payments.
Lily is a member of the Equity Release Council and is also accredited by the FCA. The Equity Release Council is the trade body for the equity release sector and prioritises customer needs and safeguards. A plan from an ERC-approved lender means you get peace of mind through its guarantees aimed at promoting safe practice.
There is interest added on to a lifetime mortgage, which rolls up monthly in a compound fashion. All legal and advisory fees are typically paid for out of your released equity and will be explained to you during your free consultation. This is where qualified advice is important, as an equity release adviser can recommend the most suitable plan for you, accounting for the costs of both interest rates and fees.